What ₹1,500 a week on alcohol adds up to
₹1,500 a week is about ₹78,000 a year. With prices rising 6% a year, that's about ₹28.69 lakh over 20 years. Invested instead at 12% a year, it could grow to about ₹95.76 lakh.
Count everything: bottles at home, bar bills, cover charges and the cab home.
How to use it
- Pick a habit or choose “Something else” and type your own amount.
- Say how often you spend it: every day, every week or every month.
- See what it costs in a year, and what the same money could become if you invested it instead.
You get three answers, not one: a careful guess, a likely one and a hopeful one. Nobody knows future returns, so a range is more honest than a single big number.
How it works
We turn your spending into a monthly amount (₹300 a day is about ₹9,125 a month) and treat it like a monthly SIP. If the habit gets pricier every year, the monthly amount rises with it. Then we show what that money could have grown to, and what it would be worth in today's money once prices have risen.
The “real past” figure uses actual month-end prices of the oldest Nifty 50 index funds, averaged. Over the 10 years to 2026-10 they grew about 10.9% a year after their costs, and about 9.6% a year over 20 years. That's real market history, including the falls of 2008 and 2020, not a guess.
If you decide to cut down or stop
Stop spending ₹1,500 a week on alcohol and about ₹6,500 stays with you every month, ₹78,000 in the first year. Put it into a monthly SIP instead and, at 12% a year, it could be about ₹5.96 lakh after 5 years and ₹95.76 lakh after 20.
The money is the smaller part. Alcohol harms your health. If it is hard to cut down, talk to a doctor or call the free national de-addiction helpline, 14446.
WealthSum does not promote smoking, tobacco or alcohol in any way. This page only shows what the habit costs.
Frequently asked questions
How much do I spend on alcohol in a year?
Multiply your weekly spend by 52. ₹1,500 a week is ₹78,000 a year. The calculator also adds yearly price rises.
Where can I get help to cut down or stop drinking?
Talk to your doctor, or call the free national de-addiction helpline on 14446 for counselling and referrals. Cutting down helps your health and your money.
What growth rate should I use?
We use 12% a year as the likely case, with 8% and 15% as careful and hopeful guesses. Share-based funds in India have grown roughly 10 to 13% a year over long periods, but some years they fall sharply. Change it under “More options”.
What does “in today’s money” mean?
Prices rise every year, so ₹1 crore in 20 years will buy much less than ₹1 crore today. “In today’s money” shows what that future amount would feel like at today’s prices.
Where does the “real past” number come from?
From the actual month-end prices (NAVs) of the oldest Nifty 50 index funds, averaged. It shows what investing the same money every month would have given you, using real market history.