When will I have 1 crore?
With ₹2,00,000 already saved and ₹10,000 a month at 12%, you would reach ₹1 crore in about 18 years 6 months. Raise the SIP 10% every year and you get there years sooner.
How it works
The calculator adds your SIP every month, grows the total at the monthly rate, and stops at the first month the value crosses each milestone. Months are counted from now, so the date shown is when you would cross the line if returns hold.
Milestones
Big targets feel far away. The milestone tiles show when you cross smaller marks on the way, such as 10 lakh, 25 lakh and 50 lakh, so you can track progress.
Frequently asked questions
How long does it take to make 1 crore with SIP?
It depends on the SIP, return and any savings you start with. At 12% a year, ₹10,000 a month alone takes a little over 20 years; a step-up shortens that a lot.
Does this work for 1 million dollars?
Yes. Switch the currency and number style at the top; the default target changes to 1 million for the million/billion style.
Can I share my result?
Yes. Use “Save image” for a shareable card, or “Copy link” to share the exact numbers.